Low-Cost Financing for Your Home Comfort Equipment

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Now, you can improve your comfort and energy efficiency with an EnergyPlus Home Improvement Payment Plan through the National Energy Improvement Fund (NEIF).

Visit our dedicated page on NEIFund.org to learn about the program. You can use their “Monthly Payment Calculator” to see estimates of how much your payments will be, and you can compare projects and loan lengths to find the financing that’s best for you.

You can get an instant credit decision and start the application process immediately.

Go Greener, Affordably, with NEIF

The National Energy Improvement Fund provides simple, uncomplicated products and process for businesses and homeowners. They are focused on providing lending and other services for improvements to make homes and businesses efficient, healthy and comfortable. Their financing options are offered with clear terms and no hidden costs.

NEIF will finance up to 100 percent of your energy improvements with fixed-rate monthly payments that make budgeting easy with no points, fees or closing costs.

Find out how affordable your new heating or cooling system could be! Start the loan application now, or contact us for more information.

Energize Your Budget with Energize CT

Energize Connecticut℠ is an initiative dedicated to empowering Connecticut to make smart energy choices, now and in the future. We provide Connecticut consumers, businesses, and communities the resources and information they need to make it easy to save energy and build a clean energy future for everyone in the state.

Micro Loans

Home Energy Solutions℠ (HES) participants may qualify for 0%, fixed-rate loans of $1,000 to $3,000. Eversource customers can make loan payments through their utility bill.

Smart-E Loans

This program offers no money down, low-interest financing with flexible terms. Over 40 home improvement projects may qualify including installation of high efficiency HVAC, solar PV, Electric Vehicle Recharging Station, insulation, and more.

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Heating Loans

This program offers financing up to $15,000 at a 0.99% interest rate for the purchase and installation of eligible energy-saving heating equipment including boilers, furnaces and electric heat pumps. Repayment is available through your electric utility bill.

Energy Conservation Loan (Emergency)

The Energy Conservation loan program is limited to emergency situations only (non-working heating systems and leaking roofs). Applicants must be ineligible for other programs in order to qualify for an emergency loan.